Health insurance
for your business?Let's make sense of it.
We help you compare health plans, understand the costs and choose coverage that fits.
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- 4.9★★★★★
- 1,437 Google reviews
- A+ rating
- BBB accredited
- Since 2018
- Licensed insurance agency
Four situations we see every day.
Pick the one that sounds like you. The same agents, the same mission. 50,000+ families so far.
Individuals and families
Compare plans, doctors and costs without figuring it out alone.
Explore options
What working with us looks like.
Our agents are salary based. Nobody here is paid to push you toward one plan over another.
Tell us who needs coverage.
One agent asks how many people you'd cover, which doctors they want to keep, and what you can spend.
Compare the options.
A short list of plans that fit, with the differences explained without the jargon.
Decide with the details.
Everything on one page, yours to keep. Decide when you're ready.
Emma is amazing. Super knowledgeable, efficient, and has a wonderful Personality. Company has saved me a ton of money with my insurance and are readily available for questions.
Emma was great to work with! We got on a plan that worked for us and saved us money!
Robert was the best insurance agent out of 10 I spoke with through my process. Highly recommend
The folks at Healthy Insurance Dude are super. Extremely pleasant, knowledgeable and helpful. Persistent yet not pushy whatsoever. After two brief conversations we were set up with new Insurance which was a better value for our family. The process was completely painless. Highly recommended!
Emma is amazing. Super knowledgeable, efficient, and has a wonderful Personality. Company has saved me a ton of money with my insurance and are readily available for questions.
Emma was great to work with! We got on a plan that worked for us and saved us money!
Robert was the best insurance agent out of 10 I spoke with through my process. Highly recommend
The folks at Healthy Insurance Dude are super. Extremely pleasant, knowledgeable and helpful. Persistent yet not pushy whatsoever. After two brief conversations we were set up with new Insurance which was a better value for our family. The process was completely painless. Highly recommended!
Emma is amazing. Super knowledgeable, efficient, and has a wonderful Personality. Company has saved me a ton of money with my insurance and are readily available for questions.
Emma was great to work with! We got on a plan that worked for us and saved us money!
Robert was the best insurance agent out of 10 I spoke with through my process. Highly recommend
The folks at Healthy Insurance Dude are super. Extremely pleasant, knowledgeable and helpful. Persistent yet not pushy whatsoever. After two brief conversations we were set up with new Insurance which was a better value for our family. The process was completely painless. Highly recommended!
Emma is amazing. Super knowledgeable, efficient, and has a wonderful Personality. Company has saved me a ton of money with my insurance and are readily available for questions.
Emma was great to work with! We got on a plan that worked for us and saved us money!
Robert was the best insurance agent out of 10 I spoke with through my process. Highly recommend
The folks at Healthy Insurance Dude are super. Extremely pleasant, knowledgeable and helpful. Persistent yet not pushy whatsoever. After two brief conversations we were set up with new Insurance which was a better value for our family. The process was completely painless. Highly recommended!
Emma is amazing. Super knowledgeable, efficient, and has a wonderful Personality. Company has saved me a ton of money with my insurance and are readily available for questions.
Emma was great to work with! We got on a plan that worked for us and saved us money!
Robert was the best insurance agent out of 10 I spoke with through my process. Highly recommend
The folks at Healthy Insurance Dude are super. Extremely pleasant, knowledgeable and helpful. Persistent yet not pushy whatsoever. After two brief conversations we were set up with new Insurance which was a better value for our family. The process was completely painless. Highly recommended!
Emma is amazing. Super knowledgeable, efficient, and has a wonderful Personality. Company has saved me a ton of money with my insurance and are readily available for questions.
Emma was great to work with! We got on a plan that worked for us and saved us money!
Robert was the best insurance agent out of 10 I spoke with through my process. Highly recommend
The folks at Healthy Insurance Dude are super. Extremely pleasant, knowledgeable and helpful. Persistent yet not pushy whatsoever. After two brief conversations we were set up with new Insurance which was a better value for our family. The process was completely painless. Highly recommended!
The people who answer when you call.
One office and one line. This is who picks up.
From the founder
We do what we say we're going to do, when we say we're going to do it, and we do it with a smile.
Yes, we know it's a goofy name. But hey, it's catchy. What started as a simple hashtag completely took off, and now it's a name I proudly live up to.
Perry Lunsford, founderBest of Best Review's 2026 award went to our founder, Perry Lunsford. The team behind it answers your call. See the award
The questions people ask first.
General
What do I need for a price estimate?
Who needs coverage, your state and your age, then your name, email and phone. A household's price shows right away, and a licensed agent follows up to confirm what's available where you live. No spam, no pressure.
What happens after I send the form?
A licensed agent calls you back to talk through your options and the details behind your price estimate. No spam, no pressure.
Will an agent push me toward one plan?
No. Our agents are salary based, so nobody here is paid to push you toward one plan over another.
Who do you help?
Business owners covering their employees, people buying coverage for themselves or their family, the self-employed, and anyone leaving a job who is weighing COBRA.
Is my information kept private?
Yes. We use your information to respond to your request by phone, text, or email. Our site uses cookies and pixels to improve your experience and measure marketing performance. We do not sell your personal information.
Group plans
Is a group plan better than everyone buying their own?
Sometimes, and sometimes not. Individual and family plans are the other half of what we do, so we can talk you through both before you decide.
Can my people keep their doctors?
It depends on whether their doctors are in the plan's network. It's one of the first things we check with you, before your business decides on anything.
What happens when someone joins or leaves mid-year?
It depends on the plan, so we walk you through how yours handles adding or dropping someone before you choose it, not after.
What will we get from you?
One page, in writing: what the company contributes each month, what each employee pays, and whether the plan fits your people. All before anyone signs anything.
It's just me. Can I get a group plan?
Usually not. A business name or an LLC does not qualify you on its own, and an owner-only business generally uses individual coverage. We walk you through that instead.
Individual & family
Can I keep my doctor?
Maybe. It depends on the exact plan and its network, not just the insurance company's name, so we check your doctor against each option with you before you pick.
I'm self-employed. Where do I start?
With one call. You're the benefits department now, and we help you run it: we compare the routes open to you, like individual coverage or a spouse's employer plan, and read the plans with you in plain English.
Is my deductible the most I'll pay?
Not necessarily. The deductible is when the plan starts sharing certain costs; the out-of-pocket maximum is where your share of covered in-network care generally stops for the year. We walk through both with your numbers.
Can I cover my spouse or kids too?
Yes. We can look at one plan for everyone or different plans for different people in the house, whichever fits your family's doctors and budget.
Between jobs
How long do I have to decide on COBRA?
Under federal COBRA, at least 60 days, counted from the date of the notice or the date your coverage ended, whichever is later. State rules for smaller employers can differ, so check the dates on your own notice.
What does COBRA cost?
You can be charged the full premium, the part your employer used to pay plus your part, plus an administrative fee. We put that number next to your other options before you decide.
If I wait to elect COBRA, is there a gap?
Not on paper. Once you elect and make the first payment, coverage is backdated to the day your old plan ended. Until you pay, though, you are not covered.
Will I keep my doctor if I skip COBRA?
It depends on the plan you choose next. We check whether your doctors are in each option's network before you decide.
What should I have ready for the call?
Your COBRA packet, if it has arrived. The dates and the numbers it lists let us put the alternatives next to it.
Didn't see your question? Call (817) 205-6257 and ask a licensed agent.
